Disaster Statistics

Natural DisastersFinancial Impacts

The Financial Effects of Natural Disasters by ISO
Since 1971, ISO has been a leading source of information about property/casualty insurance risk.  Their interactive map allows you too see estimated losses from catastrophes for each state by decade. See losses for all catastrophes or select a single category like fire, hurricane, or earthquake

National Statistics (U.S. Catastrophe Record 1998 – 2008) by RMIIA
A list of recent disasters, losses, and interesting facts.  For example, 2005 was the most costly year on record for the insurance industry, in terms of natural disasters. The year saw 27 named tropical storms, 15 of which were hurricanes.

Nearly Half of Americans Unprepared for Disaster
A survey conducted by the National Association of Insurance Commissioners shows that many Americans families are significantly unprepared for a disaster.  This article explains the financial impact this can make and how to improve your efforts in recovery by understanding your current insurance coverage.

Fire Related

Wildfire Tracker by the Associated Press
This interactive map show active and recently extinguished fires on a map of the U.S.  Click on the camera icons to see photos of the event.

Fire Estimate Summaries by USFA
View causes and trend information of the fire problem in the U.S. through data collected in the U.S. Fire Administration’s (USFA’s) National Fire Incident Reporting System (NFIRS).  This includes residential and non-residential buildings.

U.S. Home Structure Fires by NFPA
The National Fire Protection Association offers a Home Fire Fact Sheet showing how many residential fires affect the U.S. each year, including leading causes, and statistics by months of the year.

Fire Reports by NFPA
Although some reports contain more detail than a homeowner might be interested in, the NFPA´s Fire Analysis and Research division offers a wide range of statistical information, including major causes of home fires such as Home Structure Fires that Began with Decorations or Children Playing With Fire Fact Sheet.  Most reports are free to the public.

Weather Related

Weather Related Extreme Events and Economic Costs by NOAA

A sample of annual disaster events:

Severe Weather by NOAA
Nature’s most violent storms include thunderstorms, tornadoes, and lightning.  Did you know a typical thunderstorm is 15 miles in diameter and lasts an average of 30 minutes, and hail alone causes more than $1 billion in damage to property and crops each year.

Compilation of Flood Loss Statistics by the National Weather Service
View a chart (or graph) on the cost of flood damages by year from 1903 to present.

Flood Facts by NFIP
Did you know floods and flash floods happen in every state?  Most homeowners’ insurance does not cover damages from floods?

Record Breaking Tornadoes (by GDS Infographics)

Click on image to view larger version.



Record Breaking Tornadoes