Category: Insurance

Flood - Homes under water

Is flood damage covered by my insurance?

Homeowners do not often know if water damage is covered by their insurance policy until they need to know.  Some types of damage caused by water are covered in a homeowner policy, but a flood is generally not one of them. Check out these articles to find out more about flood coverage and what you…..

READ MORE »Posted on August 8th, 2012 in category: Flood, Insurance, Weather

Windsor, Colorado. May 24, 2008 --Famers Moble Claims center rolled in at 3am on Friday and started prosessing claims. The buse is three months old and has alrady been to 15 tornados. Photo: Michael Rieger/FEMA

Are You Creating an Insurance Inventory? Don’t Fake It!

When you are in the process of creating an inventory of your personal property, be sure to be honest about what you are claiming as lost, damaged, or destroyed.  The National Insurance Crime Bureau warns if an insurance company determines that a fraud is committed on a portion of an insurance claim, they could deny…..

READ MORE »Posted on July 22nd, 2012 in category: Insurance, Recovery Tips

fire evacuation

Make Sure You Have Enough Insurance!

After the Southern California wildfires of 2003 and 2007, numerous families found themselves under-insured and unable to rebuild their homes for the amounts they were insured for.   This was due in large part to agents selling policies with cheap premiums that were based on undervalued replacement cost values and/or policies that had limited coverage. In…..

READ MORE »Posted on July 15th, 2012 in category: Insurance, Preparedness Tips